Few local branches for in-person services.Depositing checks from App is not fool-proof – still working out the bugs.Receive real-time alerts about your account balance and activity.Debit Card Lock & Unlock Features from App.70,000 fee-free ATMS around the country.Let’s take a look at the pros and cons of Capital 360 checking. They are a full-service bank and that includes online checking accounts.Īnd they have a lot to offer, including an interest bearing checking account, which is pretty rare when you are getting a free checking account. Not only do they offer checking accounts and investing options, they have some of the most competitive travel rewards cards on the market. Everywhere you look, you will see them advertised. ![]() Limited Live Support hours and no live chat optionsĬheck Out Betterment Capital One 360 CheckingĬapitalOne has become a major player in the banking industry over the past several years.Online banking available both desktop and mobile. ![]() BUT Betterment seems to have a really cool ability to just be an extra business checking account, or also add an investing portfolio if you are interested. We aren’t very savvy in the investing side of things (unless of course it’s investing in awesome inventory that’s going to 10x your money!) So we can’t speak a lot about investing. They offer banking services and also offer investing services. It has two sides to their offering and it’s pretty cool.
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